No Money Down Investment Mortgages

In any meeting of real estate investors the topic of no money down investment mortgages almost always comes up. I’m a firm believer in putting as little cash as possible into my real estate deals, and if you’re going to succeed in the long term, you should learn to think the same way.

This is really just Real Estate Investing 101… as simple and basic as you can get, yet vital for you to understand. No money down investment mortgages are a topic you should seek to understand and here’s why.

Your supply of cash is limited, and always will be.

There it is. I don’t care how much cash you have now, or ever will have. I don’t care who you are, or where your bank account stands. You’re cash supply is finite, not infinite, and cash is a valuable resource that gives your real estate investing flexibility and leverage. Using no money down investment mortgages allows you to preserve cash, one of your most valuable resources.

Having ready cash allows you the flexibility of moving quickly when others can’t. It also gives you confidence and leverage when making your offers. That doesn’t mean you need to actually use your cash… merely having it is often enough.

Using no money down investment mortgages and other types of low or no down financing should be undertaken with great care, however. Make sure you’re not paying full price for your properties and financing them at full market value. The way to employ no money down investment mortgages is to buy value. In other words, buy at 80% of market or less, preferably much less.

That one strategy alone will ensure your long-term real estate investing success. If you just go out and pay market, finance the full value, and thus hang on to your cash, don’t make the mistake of thinking you’ve accomplished anything worthwhile. A chimp could do that.

Learn to recognize and buy value. Finance as much as you can to leverage your limited cash, and repeat the process. Over and over. Use creative financing and no money down investment mortgages to accomplish your goals.